capybaiget capybai
Capybai, a smiling capybara

money stuff, minus the panic.

capybai is the capybara in your texts who's weirdly good with money. link your bank, build one plan, then just text it.

get capybaihow it works

the whole app is one chat

texts like your bestie. knows your money like an accountant.

ask anything, whenever. capybai reads your real bank data and answers in short texts, with little cards when the numbers matter.

The Capybai chat: a payday message, a spending card and replies

before you tap buy

"can i afford this?"

capybai shows what a purchase does to your goal, in one card. sometimes the answer is no. lovingly.

A can-i-afford-it card: €120 sneakers push the festival fund from june to july

one plan, yours

it only changes when you say "lock it in".

your goal, your must-pays, your fun money. change any part of it in chat, and nothing moves without your tap.

The plan: €720 of €1,440 saved for the festival fund, split into must-pays, fund, fun money and buffer
A plan change card with a lock it in button

pick your capybai

same capybara, different energy. switch any time.

the bestie

warm, hypes every win, never judgy.

lunch ✓ still on track, proud of u 🥹

the coach

upbeat but on your case. weekly game plan.

lunch logged 💪 2 more no-takeout days

the menace

savage, funny tough love. pushes back before you buy.

€14 on lunch. the festival is crying 😭

the nerd

short, numbers-first, zero fluff.

food: €84 this week, −16% vs avg 📊

capybai + alerts

it texts you first.

payday, renewals, the 1am uber. capybai notices when your bank does and messages you, like a friend who actually checks.

capybai payday hit 💸 €180 went straight into your festival fund.

capybai heads up ⏰ your music sub renews tomorrow.

Capybai tapping on a phone

safe by design

your bank, read-only. on capybai's honour.

  • it can look, not touch. read-only access: capybai can't move, send or spend a cent.
  • your login never touches capybai. you sign in on your bank's own screen, through tink (europe) or plaid (us), regulated open-banking providers.
  • your data, your call. see, edit or delete what capybai remembers. unlink a bank or delete everything in one tap.
Capybai in sunglasses next to a safe
Capybai standing on a gold coin

ready to stop panicking?

capybai is coming to the app store for iphone. free trial, then pick your plan.

app store · coming soon

general money guidance, not financial advice. 18+.